INTERSECT

1. Comprehensive Content: Our educational lineup delves into many important issues impacting default servicing. From basic concepts to advanced strategies, we’ve got you covered. Whether you’re a seasoned professional or just starting out, there’s valuable content for everyone.
2. Trends and Forecasting: Attendees will gain a deeper understanding on several default servicing topics, identifying emerging trends and anticipating future challenges. It’s a chance to sharpen your skill sets, and stay ahead of the curve.
3. Positive Collaboration: INTERSECT fosters collaboration between foreclosure, bankruptcy, and other default servicing departments. Engage with legal counsel, bankruptcy trustees, mortgage servicers, investors, service providers, and other industry stakeholders. Together, we’ll strengthen our collective impact.
4. Expert Insights: Immerse yourself in cutting-edge content curated by the nation’s leading creditors’ rights attorneys and other industry leaders. Get ready for expert-led sessions that energize and educate.
5. CLE Credit: Attorneys can earn Continuing Legal Education (CLE) credit, enhancing your professional development.
6. Community: INTERSECT is where connections are made, and knowledge is shared.  

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WHO CAN ATTEND?

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CLIENT ATTENDANCE INCENTIVES

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YOUNG PROFESSIONALS DISCOUNT
 

ALFN JPEG MEMBER DISCOUNT
ALFN JPEG members receive 20% off the event registration fee if they are attending with another fully paid registrant from their same firm/company. There is no limit on the number of JPEG discounts that may be used for the same firm/company (for each fully paid non-JPEG member registrant, a JPEG discount may be used).  ALFN Members (Law Firm/Foreclosure Trustee & Associate Members) use promo code Member_JPEG_20 (not applicable to client attendees as there is no register fee for clients).    

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EVENT PRICING
 

• ALFN Law Firm/Foreclosure Trustee Member - $1000 Early Registration Rate (expires October 22). $1250 after October 22.
• ALFN Associate Member (Service Provider) - $1000 Early Registration Rate (expires October 22). $1250 after October 22.
• Client (Mortgage Servicer/Lender/GSE/Investor) - $0 (complimentary)(scholarships available for travel expenses)
• Chapter 13 Trustee - $1000 Early Registration Rate (expires October 22). $1250 after October 22.
• Rating Agency - $1000 Early Registration Rate (expires October 22). $1250 after October 22. 
• Non-ALFN Member (Law Firm or Foreclosure Trustee) - $1500 Early Registration Rate (expires October 22). $1875 after October 22.
• Non-ALFN Member (Service Provider) - $1500 Early Registration Rate (expires October 22). $1875 after October 22.

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Artificial intelligence is rapidly transforming default servicing, legal practice, borrower engagement, and operational workflows. This session explores AI from multiple perspectives including attorney competence, ethical obligations, AI-generated borrower filings, discovery issues, workflow automation, and emerging technology trends. Panelists will discuss how firms and servicers are using AI today, the risks and opportunities associated with adoption, and practical steps organizations can take to prepare for the future of default servicing.
 

• Moderator
  • Eyal Leeder, Director of Applied Technology, Friedman Vartolo, LLP
     
• Panelists
  • Cathe Cole-Sherburn, SVP of Operations, Trustee Corps
  • Cynthia Treadwell, Esq., Chief Risk Officer and General Counsel, The Mortgage Law Firm
  • Michael Merritt, SVP, Head of Mortgage Default and Customer Care, Citizens
  • Neeraj Mendiratta, CEO, KnovaOne
  • Ted Manley, Esq., Principal / Co-Founder & CEO, MDK
     

• Foreclosure Breakout Session 1 – Modern Judicial Foreclosure Litigation – Wanamaker Ballroom A-D
  
  Obtaining foreclosure judgments and successfully presenting evidence in court has become increasingly challenging. This session combines practical guidance regarding required documentary and financial proof with strategies for witness preparation, testimony, credibility, and cross-examination. Attendees will gain a better understanding of evolving evidentiary standards, judicial expectations, and best practices for successfully prosecuting foreclosure actions.
   
  • Moderator
    • Brian Goldberg, Esq., Partner, Gross Polowy LLC
       
  • Panelists
    • Blake Strautins, Esq., Managing Partner, Managing Partner of Litigation, Kluever Law Group
    • Candace Russell, Vice President – Post Sale, Carrington Mortgage Services, LLC
    • David Rodstein, Esq., Managing Member, Tromberg, Miller, Morris & Partners, PLLC
    • Seth Weinberg, Esq., Director of Litigation, Margolin, Weinreb & Nierer, LLP
       
• ​Bankruptcy Breakout Session 1 – Advanced Bankruptcy Strategies for Mortgage Creditors – Wanamaker Ballroom E-G
  
  Mortgage creditors often overlook valuable opportunities to improve outcomes and reduce litigation costs. This session explores proactive bankruptcy strategies, including participation in §341 meetings, early case intervention, debtor testimony opportunities, and practical creditor advocacy techniques. The discussion will also examine complex situations involving LLC borrowers, guarantors, affiliated entities, alter ego theories, and cross-party exposure issues that increasingly arise in modern bankruptcy cases.
   
  • Moderator
    • Jeff Fraser, Esq., Senior Partner, Bankruptcy Partner, ALAW
        
  • Panelists
    • Alexander (Sandy) Budd, Esq., Senior Associate Attorney, RLGC Law Group, PLLC
    • Shannon Murphy, Head of Bankruptcy & Foreclosure Operations, CMG Financial
    • Shirley Palumbo, Esq., LL.M., Bankruptcy Sr. Counsel, Banking and Finance Litigation, Greenspoon Marder LLP
    • Steve Tran, Esq., Partner, eXL Legal, PLLC
       

• Foreclosure Breakout Session 2 – UCC, Liens, Property Rights & Foreclosure Pitfalls – Wanamaker Ballroom A-D
  
  Many of today's foreclosure challenges arise from issues outside the traditional mortgage itself. This session explores UCC liens, PACE financing, fixture disputes, lien priority, title complications, ownership interests, and other frequently misunderstood property concepts. Through practical examples and recent developments, attendees will gain a clearer understanding of how these issues impact foreclosure outcomes and servicing decisions.
   
  • Moderator
    • Randy Miller, Esq., President, Randall S. Miller & Associates
       
  • Panelists
    • Brett Beehler, Esq., Partner, Rosenberg and Associates, LLC
    • Deanne Stodden, Esq., Partner, Messner Reeves LLP
    • Steve Crocker, SVP, Pre-Foreclosure Title Services, ServiceLink
    • Steven Roark, Vice President Portfolio Servicing Oversight, VRM Mortgage Services
       
• Bankruptcy Breakout Session 2 – What's Next? Emerging Bankruptcy Trends & Legislative Developments – Wanamaker Ballroom E-G
  
  What developments are most likely to shape bankruptcy practice in the coming year? This session explores filing trends, Subchapter V developments, loss mitigation issues, involuntary filings, judicial estoppel developments, and proposed legislative changes. Panelists will help attendees understand emerging trends and prepare for the practical implications of future bankruptcy developments.
   
  • Moderator
    • Marcus Pratt, Esq., Attorney, Korde & Associates, P.C. 
       
  • Panelists
    • Kate Lachowsky-Khan, Esq., Partner | Bankruptcy, Foundation Legal Group
    • Michael Schroeder, Esq., Principal, Law Office of Michael J. Schroeder
    • Patrick Hruby, Esq., Senior Associate Attorney, Brock & Scott, PLLC
    • Tom Powers, Esq., Standing Chapter 13 Trustee, U.S. Bankruptcy Court for the Northern District of Texas, Dallas Division
       

• Foreclosure Breakout Session 3 – Leading Under Pressure: Mental Health, Resilience, and Sustainability in Legal & Servicing Leadership – Wanamaker Ballroom A-D​
  
  Leadership in the mortgage default servicing industry is increasingly defined by ever increasing pressure:  Critical decision making with long-term consequences, Regulatory scrutiny from multiple sources, Ever evolving and changing rules, and Constant change. Join us for a candid conversation about mental health, resilience and sustainable leadership tools to help manage the pressure, manage your teams, client expectations, and the realities of the physical and mental health issues pressure and stress can bring.
   
  • Moderator
    • Natalie Grigg, Esq., Partner & Regional Managing Attorney (NY/NJ), Tromberg, Miller, Morris & Partners, PLLC
       
  • Panelists
    • Chris Picard, Esq., Principal, Neubert, Pepe & Monteith, PC
    • Nolan Turner, Managing Director, Carrington
    • Other panelists TBD
       
• Bankruptcy Breakout Session 3 – Bankruptcy 2026 Retrospective & Mortgage Case Law Update – Wanamaker Ballroom E-G
  
  The bankruptcy landscape continues to evolve through new case law, regulatory shifts, and emerging practice issues. This session brings together the most significant bankruptcy developments of 2026 and the most impactful mortgage servicing decisions affecting creditors' rights professionals. Participants will leave with a concise but practical understanding of the recent developments most likely to affect their practice.
   
  • Moderator
    • Christopher DeNardo, Esq., Managing Attorney – Pennsylvania, Diaz | Anselmo
       
  • Panelists
    • Alexander Dowding, Esq., Associate Bankruptcy Attorney, Kass Shuler, PA
    • Beverly Burden, Esq., Chapter 13 Trustee, Eastern District of Kentucky
    • Hilary Bonial, Esq., Managing Director, Bonial & Associates, P.C.
    • Michael McCormick, Esq., Senior Partner – Bankruptcy Department, McCalla Raymer Leibert Pierce, LLP
       

How are law firms being measured today, and what truly matters to clients? This session brings together servicers and law firms for a candid discussion about scorecards, performance metrics, rebuttals, operational excellence, communication expectations, and the future of law firm network management. Attendees will gain valuable insight into what clients value most and practical strategies for improving performance and strengthening client relationships.
 

• Moderator
  • Jim Timberlake, Esq., President, Baer Timberlake
     
• Panelists
  • Jackie Vazquez, Director Performance Management, McMichael Taylor Gray, LLC
  • Melissa Porter, Esq., Chair – Foreclosure Practice Group, LOGS Legal Group, LLP
  • Michael Messick, J.D., Vice President, OLAF Companies  
  • Fannie Mae Speaker
     

Join leading industry experts for a comprehensive review of the foreclosure market, economic conditions, housing trends, and mortgage servicing environment as 2026 comes to a close. This session will examine delinquency trends, foreclosure volumes, housing market conditions, investor behavior, and the factors most likely to influence default servicing activity in 2027.
 

• Moderator
  • Rick Sharga, President & CEO, CJ Patrick Company
     
• Panelists
  • David Hernandez, VP Default Operations, BSI Financial Services
  • Michael Merritt, SVP, Head of Mortgage Default and Customer Care, Citizens
  • Brandon Latman, COO of Servicing & Default Operations, Planet Home Lending (pending schedule confirmation)