Foreclosure Intersect

Close out the year with our final educational event, FORECLOSURE INTERSECT, a Dallas-based in-depth training that is focused on the intersection of mortgage servicing and the ever-changing foreclosure process. This one-day event will include detailed sessions on national issues and trends, and will spotlight state-specific issues that have a broad impact on the industry.  Intersect is a can't miss opportunity to close out your year with a highly rated, Attorney-led training session for your team. 

Intersect is built on content that has broad appeal and we encourage multiple attendees from each servicing company. Sessions are structured for both basic and advanced levels, and offer great cross training for your other default departments.  CLE credit is available for Attorneys.


*Servicers - Complimentary Registration Requirement - This applies to any individual that is currently employed with a mortgage servicer in a default servicing role at any level, who is able to have discussions with default counsel at ALFN Intersect on default related matters, and who has the ability to influence which law firms receive default related files.

Servicer Scholarships Available to qualifying servicers who need financial assistance to cover travel expenses to attend.  Review the details and complete the scholarship application here.


Click here to access biographies for all of our event speakers.

Click here for a copy of the 2022 program presentation copies and attendee list (ALFN login required).


Wednesday, November 16
Registration will be available in the Ballroom Foyer from 3:00 PM-6:30 PM.  Please check-in upon your arrival

3:00-6:30 PM – Attendee Arrivals & Registration – Ballroom Foyer 

4:00-5:00 PM – ALFN Committee Member Meetings - Ballroom & Ballroom Foyer

5:00-6:30 PM – Opening Networking Reception for All Attendees – Ballroom Foyer
Thursday, November 17
Registration will be available in the Ballroom Foyer from 8:00 AM-3:00 PM.  Please check-in upon your arrival if you didn't already check-in with the ALFN registration desk on Nov. 16.
8:00-8:45 AM – Attendee Arrivals & Registration, Full Breakfast Provided – Ballroom Foyer
8:30-8:45 AM – Opening Remarks – Planters Meeting Room

8:45-9:45 AM – General Session 1 – Planters Meeting Room

  • Federal Regulation: the CFPB and FDCPA - While the foreclosure laws in each state present unique state-level challenges, servicers and law firms alike must also stay up to date on federal regulation of the industry.  This lively roundtable discussion will focus on federal regulatory issues including CFPB enforcement actions, FDCPA issues, Regulation F and the compliance challenges it presents.  This panel will also discuss federal regulatory compliance and best practices regarding issuing payoff statements and reinstatement amounts.
    • Moderator: Deanne Stodden, Esq., Partner, Messner Reeves, LLP 
    • Speakers:
      • David Rodstein, Esq., Partner, Miller, George & Suggs, PLLC 
      • Ryan Bourgeois, Esq., General Counsel/Compliance Officer – Partner, BDF Law Group 
      • Manny Newburger, Esq., Founding Shareholder & Vice President, Barron & Newburger, P.C. 

9:45-10:00 AM – Refreshment Break – Ballroom Foyer

10:00-11:00 AM – General Session 2 – Planters Meeting Room

  • Operations and At-Home Employee Issues - The COVID-19 pandemic changed the way the world works, including the work of servicing loans and of practicing law in the mortgage default sector. A peek inside many loan servicing shops and law firms often reveals a scant headcount on “the floor,” with thousands of folks toiling away—successfully—at home.  Working from home (WFH) has gone from something one did in an emergency to a regular way of life. Most of us have the technology sorted by now, but what about risk? This session will look at the challenges presented by WFH, including a review of ethics opinions issued during the pandemic and relevant for this discussion. Security. Competence. Training. Tech. This lively panel will touch them all.
    • Moderator: John Hearn, Esq., Member, Rogers Townsend, LLC 
    • Speakers:
      • Jan Duke, Chief Operating Officer, a360inc 
      • James McPherson, Esq., Partner, ALAW 
      • Jacquelyn Pardue Cayon, Operations Change Management Risk Manager, Freddie Mac
      • Kathleen Kramer, Chief Operating Officer, Kluever Law Group, LLC
      • Bill Newland, VP, Business Development, 360 Legal 

11:00-11:15 AM – Refreshment Break – Ballroom Foyer
11:15 AM-12:15 PM – General Session 3 – Planters Meeting Room

  • Foreclosure, Loss Mitigation, and Compliance Issues - This session will discuss life under the new Regulation F as well as the leadup to and eventual decision in Hunstein vs. Preferred Collection and Management Services, Inc. released September 8, where the Eleventh Circuit Court of Appeals reversed a district court holding that held a debt collector’s outsourcing of its letter process to a third-party mail vendor violated the Fair Debt Collection Practices Act’s (FDCPA).  We will also review some important issues in Loss Mitigation now that many of the COVID related requirements have expired, including ongoing forbearances, communication between the parties and mediation in both foreclosure and bankruptcy. The session will conclude with a discussion of latest topics in contested foreclosures including standing, HUD regulation defenses, lost notes and UCC Article 3 and structuring and drafting Settlement Agreements.
    • Moderator: Glen Rubin, Esq., Managing Partner, Rubin Lublin 
    • Speakers:
      • Holly Baya, Business Development Director, iMailTracking 
      • Steve Tran, Esq., Partner, eXL Legal PLLC 
      • Steven Eisenberg, Esq., CEO & Founding Partner, Stern & Eisenberg 
      • Graham Kidner, Esq., SF Legal – Deputy General Counsel – Senior Director, Fannie Mae 

12:15-1:00 PM – Networking Luncheon – Planters Meeting Room

1:00-2:00 PM – General Session 4 – Planters Meeting Room

  • Eviction & Property Preservation Issues - Join this panel to discuss several eviction and property preservation issues that can occur throughout the foreclosure process.  Some states are required to maintain the property once it is vacant vs. after the foreclosure judgment is entered.  This can present an issue where properties are secured while the borrower is still residing there.  We will also review other issues that can occur during an eviction, and include some best practices for managing your eviction portfolio.
    • Moderator: Natalie Grigg, Esq., Partner, Woods Oviatt Gilman, LLP 
    • Speakers:
      • Benjamin Hoen, Esq., Managing Partner – Real Estate Default Group, Weltman, Weinberg & Reis Co., L.P.A. 
      • J.P. Sellers, Esq., Shareholder, Mackie Wolf Zientz & Mann, PC 
      • Sammy Hooda, Esq., Managing Partner & General Counsel, TX, Marinosci Law Group “MLG” 
      • Candace Russell, Vice President, Post Sale, Carrington Mortgage Services, LLC 
      • Tracy Hager, SVP, Mortgage Operations, MCS 

2:00-2:15 PM – Refreshment Break – Ballroom Foyer

2:15-3:15 PM – General Session 5 – Planters Meeting Room

  • Title, Lien & Probate Issues - Any real estate transaction, be it a foreclosure or closing, involves reviewing a title report to determine which interests or liens should be joined in order to clear title.  Deceased borrowers present a complication, providing notice to the heirs, which can lengthen timelines.  And foreclosures typically are followed by a third-party owner or a REO property, and subsequent owners may face unrecorded clouds like association assessments and code enforcement liens that must be handled.  So what really happens in the title review process and what should servicers and investors expect when it comes to clearing title?
    • Moderator: Michelle Gilbert, Esq., Managing Partner, Gilbert Garcia Group, P.A.
    • Speakers:
      • Heidi Carey, Esq., Managing Attorney of Default Services, Riley Pope & Laney, LLC
      • Cathe Cole-Sherburn, SVP of Operations, Trustee Corps 
      • Christopher Little, Esq., Managing Partner, Parkway Law Group 
      • Vincent Averaimo, Esq., Partner, Barton Gilman 
      • Brian Howell, SVP of Title and Settlement Services, Vylla Title, LLC 

3:15-3:30 PM – Refreshment Break – Ballroom Foyer

3:30-4:30 PM – General Session 6 – Planters Meeting Room

  • State-by-State Roundtables - Get some of the most important and timely state specific foreclosure updates from ALFN members in this engaging and interactive roundtable session.  Attendees will be separated by state, or region, at tables of 6-10 people.  We will have some suggested industry topics that will be given to discuss amongst your individual roundtables, or you can discuss any state specific issues that you would like with the other members and servicer(s) at your table.  There will be six separate 10-minute segments during this 60-minute session, and servicers will move to different tables after each 10-minute segment ends.  ALFN members will remain at their designated tables by state or region during the duration of the session.
    • Moderator/Discussion Leader:  Kim Hammond, Esq., Managing Attorney – Foreclosure, Keith D. Weiner & Associates Co., LPA 

ALFN’s Attorney Hardship Tuition Policy

Attorney attendees from select states who are unable to afford continuing legal education course registration fees due to financial hardship may apply for financial hardship assistance. A request for financial hardship assistance must be filed at least 30 days prior to the Attorney attendee registering for the program. To apply, please submit a request via email to Susan Rosen at Please include the attending Attorney’s name, program title, and an explanation of the circumstance warranting financial hardship assistance in your request.  This assistance only applies to the $100/state CLE credit fee.



November 16-17, 2022
Marriott Dallas Las Colinas
Las Colinas, Texas

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Networking Reception Sponsor

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Hotel Room Key Cards

Photo Booth

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Legalist Publication Sponsor

Servicer Welcome Gift Sponsor

General Sponsor

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Legal content of this program is provided in conjunction with NBI. This program will be submitted for CLE credit in every state that has a mandatory CLE requirement. Individual state requirements vary and it may not be possible to obtain CLE credit in every state. Please contact NBI at 866-240-1890 or for additional information.


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